Andrew joined AEGON as chief investment officer in February 2005 and has over 20 years' experience of investment management. In November 2005, he was appointed  Managing Director of AEGON Asset Management. Prior to joining, Andrew was CIO and global head of portfolio management at ABN Amro for six and a half years. At Gartmore from 1984 to 1998, he was a main board director and deputy CIO and head of equities. He also ran Gartmore's Tokyo office (1987-1993) and a US joint venture with Nations Bank.  Andrew read history at  the University of York.

Stephen joined AEGON in February 2002. He is the lead fund manager of a number of long-dated pooled and segregated pension funds, and has direct management responsibility for the interest rate and yield curve investment managers. He directs and co-ordinates the institutional fixed income business's asset gathering, consultant and client relationships activities. Stephen has worked both in the investment banking environment – where he ran the new issue underwriting desk for Greenwich NatWest in London – and as an investment manager for Britannic Asset Management in Glasgow. Stephen holds a BA honours degree in law and economics from the University of Newcastle upon Tyne.

David Roberts joined AEGON in March 2004. David manages the Sterling Corporate Bond and Global Bond portfolios. He joined AEGON from Britannic Asset Management, where he was head of credit and manager of the Britannic Corporate Bond and High Income Bond funds. David holds a degree in economics and an MSc in investment analysis. He is also a qualified member of the Institute of Bankers and an Associate of the UK Society of Investment Professionals.

Kirsten is responsible for gilt and index linked strategy within the rates team. She is also the lead fund manager for the UK Government, UK Index Linked and UK Long Gilt pooled funds, as well as being one of the fund managers of institutional pension funds with segregated mandates. Kirsten joined AEGON in June 2000, having previously worked as an investment manager for Baillie Gifford. She holds a first class BSc honours degree in mathematics and statistics from the University of St Andrews, and is ASIP qualified.

John joined AEGON in August 2006 from Resolution Asset Management, where he spent six years managing overseas government bonds. Prior to that, John was a founding member of the economic consultancy IDEA in London and he also served as a bond strategist for Sutherlands in Edinburgh. John has an honours degree in economics from the University of Strathclyde and is a CFA charterholder.

Melanie joined AEGON in 2001 having previously worked for ABN AMRO and Chase Manhattan, as a fixed income analyst and strategist, respectively. Melanie has responsibility for the credit research function of the fixed income team, and has direct responsibility for researching companies in the utility sector. She is responsible for the management of a number of segregated funds. Melanie graduated from the University of Bristol with an honours degree in zoology.

Kevin joined AEGON in November 2006. Within the fixed income team, Kevin's role as product specialist is to liaise with clients, consultants, financial advisers and internal departments, with a focus on developing solutions to meet clients' needs. Previously, Kevin spent eight years with Aon Consulting, latterly as a senior investment consultant and scheme actuary, providing clients with actuarial funding and investment strategy advice. Kevin is a Fellow of the Faculty of Actuaries.

Mark is the lead fund manager for the UK Corporate Bond pooled fund. His responsibilities also encompass credit research where he is responsible for analysing the insurance and property sectors. Prior to joining AEGON in 1997, Mark was at Valu-Trac Investment Management for three years, working within quantitative research and fund management. Mark holds a first class BSc honours degree in mathematics from the University of Strathclyde and an MSc in investment analysis.

Phil joined AEGON in 1997. He is the fund manager of the High Yield Bond, Ethical Corporate Bond and European Bond funds as well as a high performance target segregated fund; he is also the support manager for the Sterling Corporate Bond, Investment Grade Bond and Global Bond funds. Phil's main research responsibility is covering high yield bonds. He holds a first class MA honours degree in economics from the University of Edinburgh. Phil is Citywire’s UK Corporate Bond Manager of the Year for 2006 and Investment Week's UK Corporate Bond Fund Manager of the Year 2006.

Euan joined AEGON in 2003 from Britannic Asset Management, where he spent the previous two years on the corporate bond desk. Prior to joining Britannic, Euan was a portfolio manager covering Far East equities at Blairlogie, a boutique asset manager based in Edinburgh. In his current role, Euan is a support manager for the Sterling Corporate, Ethical Corporate, Global Bond and High Yield Bond funds, and lead manager of several pension funds. His primary research responsibilities are for the high yield sector. Euan has an honours degree in economics and French from the University of Strathclyde, and an MSc in investment analysis from the University of Stirling.

Iain joined AEGON in 2000 from Baillie Gifford, where he was a member of their fixed income team. He is an Investment Manager within the credit team and is responsible for managing a number of high performance target portfolios, including the Enhanced Corporate Bond Fund. He is also responsible for analysing the securitised sector. He spent his first three years at AEGON as a member of the rates team, with responsibility for analysing the gilt and index-linked market. Iain holds an MA honours degree in economics from Heriot-Watt University and is a CFA charterholder.

Louise joined AEGON in 1999 as an investment manager in the fixed income team. She is the lead manager for a number of pooled and segregated mandates, with enhanced performance targets. She also has research responsibilities for the TMT sector. Louise holds a Diploma in investment analysis from the University of Stirling, and a BSc honours degree in maths from the University of Glasgow.

Laura spent three years as an analyst on the strategy desk before joining the bond desk, where she manages the SEI Short Term Bond Fund and institutional segregated funds. Currently her research focuses on the industrial sector. Laura joined AEGON in 2000, having previously worked as a property analyst at Standard Life Investments. She has an honours degree in mathematics from the University of Strathclyde, and is a CFA charterholder.

Colin joined AEGON in 2000 having graduated from the University of Strathclyde with a BA Honours degree in Economics and Finance. He is a member of the Rates team within which he has research responsibilities for the US, European and Japanese Government bond markets. He is also the manager of a number of global Government bond life and pension funds. Colin is a CFA charterholder and a member of the CFA institute.

Gregory Turnbull Schwartz joined AEGON in September 2006 as an Investment Manager. Working within the credit team, he has responsibilities for industrial sector names. Prior to joining AEGON, Gregory worked for Citigroup in New York and Schroders in London in a number of project finance and asset finance roles. Gregory has a BA degree in political science and economics from Binghamton University (also known as the State University of New York) and an MSc in economics from Edinburgh University. He is also a chartered financial analyst.

Colin joined AEGON in 2006, from Charles Stanley Sutherlands, where he worked on the sales desk of the fixed income agency broker. Prior to that, Colin completed the FSA graduate scheme which included a secondment to Gartmore Investment Management as a fixed income credit analyst. He has passed CFA Level I and holds a law degree from the University of Edinburgh.

Donald Phillips joined AEGON's fixed income team in November 2005. He joined as part of the company's graduate trainee programme. Donald was educated at the University of Stirling, where he gained an MSc in Investment Analysis and a BA Hons in Economics from the University of Strathclyde.

Ben joined the fixed income team in 2001, and has been an investment manager since 2004. Ben's research responsibilities are in the industrials and banks sectors and he manages a number of life and pension funds. He has an LLB honours degree in law from Edinburgh University and is a CFA charterholder.